Rates
SharedBranchFees LoanRates AcctRates CertificateRates Fees
Effective as of: 01/01/2024
| SCHEDULE OF FEES AND CHARGES | |||
| ACH | |||
| ACH Stop Payment Fee, Each Occurance | 25.00 | ||
| Debits reversed/returned due to insufficient funds | 33.00 | ||
| DEBIT (MasterCard) | |||
| Replacement Card (Each), Reissue or Lost/Stolen (each) | 10.00 | ||
| Overdraft Fee Charge | 33.00 | ||
| ATM Deposit Returned Item Fee, per item | 30.00 | ||
| ATM Deposit Adjustment Fee, per item (key in errors, empty envelopes) | 10.00 | ||
| Express Card Order(2 day RUSH) | 100.00 | ||
| CREDIT CARDS (VISA) | |||
| Annual Fee | Plan A,B No Charge, Plan C,D 20.00 Annual Fee | ||
| Cash Advance Fee(1% of amount advanced) Minimum $1.00 | 10.00 | ||
| Late Fee | 25.00 | ||
| Replacement Card(Each) | 10.00 | ||
| Lost Card Processing Fee | 10.00 | ||
| Express Card Fee | 100.00 | ||
| SHARE ACCOUNT (Savings) | |||
| Membership Fee(Each Primary Accounts) | 5.00 | ||
| Cashier's Checks | 10.00 | ||
| Returned Mail with no return address | 10.00 | ||
| Levies, i.e. Child Support, IRS, EDD, Liens | 35.00 | ||
| CHECKING SHARE DRAFT | |||
| Automatic Overdraft from eligible account | 5.00 Each | ||
| Copies of Checks (online) | FREE | ||
| Copies of Checks (CU assisted) | 5.00 Each | ||
| Temporary Checks (10 pack) | 5.00 | ||
| Stop Payment Request (Good for 6 months) | 25.00 | ||
| Overdraft Fee (Paid or Returned) | 33.00 Each | ||
| Assisted Account Balancing | 50.00 per hour | ||
| Account Research | 50.00 per hour | ||
| Collection Item (Foreign or Domestic) | 35.00 | ||
| Returned Deposited Item Fee | 30.00 | ||
| Other Services/Fees | |||
| Bill Pay Service | No Charge | ||
| Dormant/Inactive Fee (Monthly) | 10.00 | ||
| Wire - Incoming | 5.00/Payroll Free | ||
| Wire - Domestic | 25.00 | ||
| Wire - International | 45.00 | ||
| Statement Copy Fee | 5.00 Each (Free via Web) | ||
| COOP Shared Branch Withdrawals | 2.00 Each cash or checks | ||
| Fed Ex (2 Business Day) | 50.00 (No Saturday Delivery) | ||
| Merchant Collection Item Fee | 45.00 | ||
| Verification of Depost (VOD's) by lender | 10.00 | ||
| Beneficiary Demand/Update | 45.00 | ||
| Loan Modification Fee (No Advance Requirement) | 50.00 | ||
| ReConveyance Fee (Mortgages) | 195.00 | ||
| Lien Satisfied | 5.00 | ||
| Skip Payment Fee (CFCU Loans Only) | 45.00 (CFCU loans must be current, only 2 times over life of loan. TDR's or loans with extentions are not available | ||
| Returned Check Fee on loan payments | 30.00 | ||
| Auto Loan tracking fee( one time fee) | 10.00 | ||
| Late Loan Fees (6 day grace) | 25.00 | ||
| Notary Fees | |||
| CFCU Document | No Charge | ||
| CFCU Member Document | 15.00 per Signature | ||
| CFCU Non Members | 15.00 per Signature | ||
| Record Retrieval | |||
| Microfiche copy of statement (each) | 5.00 | ||
| Money Orders | |||
| Money Orders (Up to $1,000.00) | 5.00 | ||
| Cashiers Checks | |||
| Cash or from funds on deposit with CFCU | 10.00 | ||
| Indemnity Agreement | 5.00 | ||