You’ll realize how exceptional a Capstone Federal Credit Union membership is from the moment you join. Our strength is our members, and we’re growing stronger each year. We were chartered in 1953 as Fluor Federal Credit Union to serve the employees of that company, and we’ve grown steadily ever since then. Our services consist of a solid foundation of basic financial principles including checking, savings, loans, retirement accounts and more. We’ve built on this and created the cornerstones of our credit union: service through personal attention, cutting edge products and the continuous pursuit of new convenient services as well as improvement of our members’ social and economic well-being.

The assured level of personal attention you’ll receive at Capstone FCU and our commitment to your financial health are just two items you won’t find at a regular bank. But don’t worry about missing anything a commercial bank might offer, we’re sure Capstone’s got it all and more, from ATM debit cards to convenient online services.

Employees and their immediate families of many different companies are now eligible for membership in Capstone FCU. For a listing of the companies we currently serve, click here:

Build your financial future on a strong foundation - Capstone Federal Credit Union.

Important account opening information: Federal law requires us to obtain sufficient information to verify your identity. All applicants (primary & joint) must submit a photocopy of a current and valid state or U.S. Government–issued photo identification card. The credit union must maintain the records used to verify each person’s identity. Our privacy policy and federal law protect the information you provide. For more information on the US Patriot Act, click here.

To complete your membership application process, please complete and sign the Membership & Account Application.

Please mail the completed Membership & Account Application, with original signature along with a copy of photo identification, and a check payable to Capstone FCU for $30.00 ($25.00 minimum deposit and $5.00 one-time membership fee) to Capstone FCU, 3 Polaris Way, Suite 31B, Aliso Viejo, CA 92656.

For additional information regarding membership, please contact a credit union representative at 800-854-7125.


Eligible Companies

Allied Security, Inc.
Andrade & Associates
BECO Manufacturing
California Paramedic Institute
City of Aliso Viejo
Corvel Corporation
Costco Wholesale
Del-Jen, Inc.
Doctor’s Ambulance Service
Earle M. Jorgensen Company and its subsidiaries
Environmental Support Technologies, Inc.
First Class Glass
Fluor Corporation and its subsidiaries
Granado Bland
Headway Staffing
Human Performance Institute
IBM Corporation
Irvin Aerospace
Law Offices of Melissa C. Alexander
Leverage System Technologies
Lexus of Mission Viejo


Loose Leaf Filing Service, Inc.
Lowe Enterprises
Lyall Turbosonics
Merit Property Management
MJ's Cafes and Expresso Carts
Ophthalmic Instruments, Inc.
Ossola Wealth Management
P & A Food Systems
Quest Software
Randall V. Ricketts D.O.
Sage Behavior Services
San Clemente Inn
Saturn of San Juan Capistrano
Soka University of America
Spa Gregorie’s
Trend Western Technical Corp
United Advertisement Publications
Vista Behavior Consulting
Waddell & Reed, Inc.
Weseloh Honda
Winthrop Management
Xerox Services


THIRD PARTY SITE DISCLAIMER - You are leaving Capstone FCU's website. You are linking to an alternate website not operated by Capstone FCU, and Capstone FCU is not responsible for the content of the alternate website. The fact that there is a link from Capstone FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. Capstone FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Capstone FCU, and you should review the alternate website's policies. Click OK to confirm that you want to open this page.

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