Convenience Services


At Capstone FCU, we strive to stay ahead of the curve to provide cutting edge products and services to our members. One way we accomplish this is by providing easy access to the items that make managing finances much easier.

MasterMoney Debit Card

Take convenience to new heights with the Capstone FCU MasterMoney Debit Card that works as a Debit card or an ATM card, depending on how you use it. The Capstone FCU MasterMoney Debit Card can be used at any ATM or retail location displaying the MasterCard symbol. You can monitor the daily transactions in your checking account through Online E-Branch Services.


Our  E-Branch Services, provides you with the leading technology that makes managing your finances a lot easier. View transactions, obtain current loan information, transfer funds between accounts as well as make loan payments safely and securely from your personal computer.
► Click here to access.

Online Bill Pay

Capstone FCU 's convenient Free Online Bill Pay provides you with instant accessibility to your accounts with the quickest, most secure way to pay bills, send person2person payments, gift checks from your checking account. For more information or to sign up for Online Bill Pay, Sign into E-Branch and enroll.

Direct Deposit

Take advantage of Direct Deposit and have peace of mind knowing your payroll payment, Social Security or pension check is safely in your Capstone FCU checking or savings account. Each deposit will appear individually on your monthly statement and you can also keep track of the deposits in your account through Online Banking. To add this service to your account, please contact your employer's payroll department or give them our ABA/Routing number 322277841 along with your account number today.

Payroll Deduction

Improve the stability in your financial life by allocating a portion of your paycheck to your accounts at CFCU. You can even use this service to make monthly payments on your outstanding loan balances. To sign up for this service please contact your employer's payroll department and give them your account number and our ABA/Routing of 322277841.

Overdraft Protection

You can add overdraft protection to your Share Draft (checking) account from either your Share (Savings) account or Money Market account. You'll never bounce checks or lose money through overdraft fees again. It's an effective way to gain peace of mind. To add overdraft protection to your account, contact us.

Mobile Check Deposit

Save a trip to the Branch or ATM, we now offer Mobile Check Deposit services to your share draft checking account.  Download our free app at the App Store or Google Play.  Our app is free, but standard rates and fees may apply from your wireless carrier.  Go to our website www.capstonefcu.coop and look for our link to download our free app.

Credit Sense Credit Score Service

Credit Sense powered by SavvyMoney, enables our members to conveniently access and monitor your credit score.  You will receive tips to improve your score and ultimately save money, all at the ease through the security of your E-Branch online banking.  You will have the ability to check your credit score, receive email notifications or monitoring alerts regarding changes or updates to your credit score. 


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