Rates
SharedBranchFees LoanRates AcctRates CertificateRates Fees
Effective as of: 01/30/2024
| Terms | Dividend Ra | APY% | Notes: |
| 90 to 179 Days | 1.35% | 1.36% | Minimum = $1,000 |
| 180 to 364 Days | 1.90% | 1.92% | Minimum = $1,000 |
| 1 Year* | 3.93% | 4.00% | Minimum = $1,000 |
| 1.5 Years | 2.20% | 2.22% | Minimum = $1,000 |
| 2 Years | 2.30% | 2.32% | Minimum = $1,000 |
| 2.5 Years | 2.40% | 2.43% | Minimum = $1,000 |
| 3 Years** | 2.50% | 2.53% | Minimum = $1,000 |
| 4 Years** | 2.50% | 2.53% | Minimum = $1,000 |
| 5 Years** | 2.50% | 2.53% | Minimum = $1,000 |
| **ADD .20% ON JUMBO CERTIFICATES OVER $75,000.00 * Annual Percentage Yield (APY) is accurate as of 1/19/2023 and is subject to change without notice. APY is for accounts opened in CA and may vary in other markets. Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible, members are eligible. also Available as IRA certificates. | |||
| APR = Annual Percentage Rate / APY= Annual Percentage Yield Dividend Rate = Rate that is paid on certicate on a daily basis | |||
| *A substantial penalty shall be imposed if Certificate funds other than dividends are withdrawn before the maturity date. | |||
| Fees or other conditions could reduce earnings. All rates are subject to change weekly. | |||
| For purposes of this disclosure, the Dividend Rates and APYs were offered within the most recent seven calendar dates and were accurate as of the date shown above. Please call (949) 716-5746 to obtain current rate information. | |||
 | |||